Middle of the Fence

Real Estate on Both Sides: Opportunity or Exploitation? | Middle of the Fence Ep. 19

Andre Spruell Episode 19

In Episode 19 of Middle of the Fence, host Andre Spruell breaks down how real estate looks completely different depending on which side of the fence you’re on — Tough Terrain or Affluent Acres.

From reverse mortgages that strip generational wealth in Black and Brown communities to lowball cash offers and heir’s property losses, Andre exposes the financial traps that keep people in urban environments from getting ahead. Then, he flips the script and explores how suburban access to credit, lower taxes, and intergenerational wealth creates long-term stability and opportunity.

With real stories, data from the CFPB, USDA, and Urban Institute, and personal experiences, including how his family lost their home. Andre highlights the reality behind property ownership, equity, and the American dream.

🎙️ Timestamps
00:00 – Intro
01:45 – Reverse mortgages & predatory lending
06:10 – Cash buyers and lowball offers
10:25 – Heir’s property and loss of Black land
14:20 – Suburban advantages: lower taxes, credit access, family wealth
21:00 – Andre’s personal story of losing his family home
25:00 – Knowledge is Equity: final thoughts

💡 Key Topics:
real estate inequality, generational wealth, urban vs suburban housing, predatory lending, gentrification, racial wealth gap, financial literacy, property ownership

Subscribe to Middle of the Fence for more real, thought-provoking discussions bridging life between Tough Terrain and Affluent Acres.

📺 Watch full episodes on YouTube
🎧 Listen on Spotify, Apple Podcasts, and all streaming platforms
📱 Follow Andre Spruell on Instagram, X & TikTok → @andrespruell

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#RealEstateInequality #GenerationalWealth #MiddleOfTheFence #FinancialLiteracy #UrbanVsSuburban #ToughTerrain #AffluentAcres